Common Services offered by Pre-paid legal Plans

Considering a pre-paid legal plan? He’s a run-down of the services
you’re most likely to get and also some legal documents you need to sign
before you enrol.

Telephone and Office Consultation: You have unlimited telephone access to
a panel of attorneys regarding any legal matter of interest to you. You
can also make brief consultation visits to your lawyer for up to 30
minutes per day at no cost to you.
The only condition placed on these two benefits is that you enquire about
a different legal matter.
This aspect of coverage provided by legal plans is one of the most
beneficial because it promotes preventive law. Preventive law is very much
like preventive medicine – it helps in anticipating potential problems and
taking the appropriate legal steps so that unnecessary legal problems or
risks are avoided. With a simple phone call to your lawyer you can avoid
getting embroiled in a hellish legal situation, and you can even identify
legal rights you don’t even know you had.

Follow-Up Service: The panel of lawyers will write letters and make phone
calls on your behalf to adverse third parties. Such follow-up service may
be all it takes to solve many of your legal problems.

Legal document review: Simple personal legal documents, such as your
insurance policies, sales contracts and leases will be reviewed. Any
questions of legal nature that you have about the documents will also get
answered by your attorney.

Drafting of wills: A will is a written document that regulates how you want
your property distributed after your death. Your attorney will draft your
will according to your state’s laws so that it’s valid when you die. He
will also advise you on any provisions you might want to consider, such as
appointing a guardian and establishing a trust.

Discount on regular fees: Any additional services not covered in the
written fee agreement will be at regular fees – either hourly or flat –
with a discount between 20 to 30%. These services generally include family
matters, such as divorce and the custody of children, and court
representation, such as traffic tickets and lawsuits.

Some of the legal paperwork you need to read carefully, agree on and sign
include the following:

Written fee agreement: This is an agreement that outlines what services are
provided in the plan, how much it costs and the methods of payment.

Grievance procedure: This document details the procedures that will be
taken by the provide to resolve any complaints about attorneys or disputes
regarding service fees.

Bluetooth Glossary

Below, you'll find a list of the most used terms in
Bluetooth technology.  They can serve as a look up,
or to help you learn more about Bluetooth terms in
general.

2 in 1 handset
The situation where a subscriber's handset is acting
as a remote handset to a base unit that provides a
network connection.

3G
Third generation, referring to the next generation
of digital phone technology.

802.11 WLAN
A wireless LAN specification defined by the IEEE.

Access code
Each base band packet will start with an access code,
which can be one of 3 types - CAC, DAC, and IAC.

ACK
Acknowledge.

ACL
Asynchronous Connectionless Link.  This is one of the
two types of data links that are defined for Bluetooth.

ACO
Authenticated Ciphering Offset.

Active mode
During the active mode, the unit will actively
participate on the channel.  The master will schedule
the transmission based on traffic demands from the
different slaves.

AP
Access point.

Authentification
The process of verifying who is at the opposite end
of the link.

Authentification device
A device whose identity has been verified during the
lifetime of the current link based on the
authentification procedure.

Baseband
This describes the specification of the digital
signal processing aspect of the hardware - the
controller - which carries out the baseband
protocols.

BB
Abreviation of baseband.

BD
Bluetooth device.

BER
Bit Error Rate.

The above is more of an intro to the terms that are
used with Bluetooth.  Bluetooth currently has hundreds
of devices, making it the best wireless solution in
the world.  With more coming out every day, you can
bet that Bluetooth will be around for many years to
come.

If you are new to Bluetooth, the terms used can be
very helpful.  There are hundreds of glossary terms
that apply to Bluetooth, many of which describe
shortcuts to common terms.  You can learn a lot by
reading over the meanings, especially if you have
never used Bluetooth technology before.

Those of you who have experience with Bluetooth,
can look over the glossary of terms to brush up
on your knowledge or just check out what an unfamiliar
term actually means.  Nothing is complicated with
the meanings, although they make take some getting
used to.

Once you have been around Bluetooth for a while,
you'll find yourself right at home with the terms
and meanings to the technology.  All you need to do
is play around with it, and read books or manuals
whenever you get the chance.  Before you know it,
you'll be a professional in the vast world of
Bluetooth wireless.

Customer Service with Autoresponders

Ideally, when you perform customer service, it is
done on a one-on-one basis with each of your
customers. That works quite well in the offline world
– but on the Internet, that simply will not do. Your
customers are literally all over the world, and there is
no way that you can really deal with each one of
them personally. That is where an autoresponder
comes in.

Customer service with autoresponders is quite
simple. When an order is place, an autoresponder
can send out the receipt for the sale, the information
for accessing the product, and a ‘thank you’ email.
This happens whether you are logged in to your
computer or on vacation in an exotic location! But
customer service doesn’t always end right there, and
if you are away from your computer, you may be
letting your customers down!

For instance, an elderly gentleman sees your
product advertised and places an order. Everything
goes through just fine, and he receives the receipt,
the download information, and your ‘thank you’ email.
Your product is an ebook, compiled into a PDF file.
This particular gentleman doesn’t understand what
a PDF file is, and he has no idea what you mean by
‘right click to download.’ He needs additional
customer service for the product that he has
purchased, and there is nobody available to help
him – nobody but an autoresponder.

Set up an additional autoresponder that will send out
a list of frequently asked questions or problems that
deal with customer service or how to access the
product. Also set up a support autoresponder. If he
sends a message to support, he should get an
instant message back letting him know that his
message has been received, and how soon it will be
addressed. This will give him some measure of
comfort, and in most cases, he will wait that
specified period of time for assistance.

However, if he doesn’t know how to download the
product, and he sends a message to support, and
nothing happens, he will most likely become very
dissatisfied in a very short period of time. The
difference between a patient customer and an irate
customer is one simple autoresponder message
that can and should be set up in under five minutes.

Really think your ordering process through, and
consider the potential problems that may occur for
your customers. Get an autoresponder set up to
address those problems, and you will find that your
customers are more satisfied with your products,
and extremely satisfied with your customer service –
all because your autoresponders handle their
problems right away!

Cute Wooden Handicraft: Make a String of Hearts

Everyone loves heart-shaped decorations.  This cute wooden handicraft can be hung over a doorway or as part of a wall display.  Paint the hearts red, pink, and white, and you will have a decoration for Valentines' Day.  Paint them red and green for Christmas, or red, white, and blue to display love for America.  You can leave it plain for a natural look.  The string of hearts wooden handicraft fits well with country style furnishings.

To make the string of hearts, you will need 5 wooden heart cut-outs approximately three inches wide, a drill with an eighth inch bit and a quarter inch bit, a small amount of raffia, two yards of 1 -1/2 inch wide soft ribbon, two large wooden beads, and acrylic paints in the colors you want.  The ribbon and the beads should match the color sceme you desire.  Plaid ribbons are particularly effective.  The string of hearts has five hearts side by side tied together with small raffia bows.  The first and last hearts have the wide ribbon strung through a hole on each side and a bead strung on the ribbon.  The ribbon is knotted at the very ends, making a loop of ribbon on each end which can fit over a nail for hanging.

The first step in making the wooden handicraft is to drill a small hole on each side of the hearts.   The two outside holes are made with the quarter inch bit, and the other holes are made with the 1/8 inch bit.  Now paint the hearts with the acrylic paint in the colors you desire.  Acrylic paints are the small bottles of craft paint that are sold in 2-ounce bottles in a wide variety of colors.  They can sometimes be purchased very inexpensively.  Tempera paint will work if you can't get acrylic paints.  Another idea is to spray paint them, especially if you want to use a metallic color.

When the paint is dry, tie the hearts together with the raffia.  To do this, cut four 10-inch lengths of raffia.  Thread the raffia down into one hole and up through the hole on the next heart so that they lay side by side.  The raffia should be tied in a neat bow on the top of the arrangement.  Do the same between the rest of the hearts so that all the small raffia bows are on top.  Trim the raffia ends if necessary.

Through each of the outside holes, thread one of the ribbons.  Pull the ribbon through until the ends are even.  Thread the large bead over both ends and slip it up close to the heart.  Trim the ends of the ribbon decoratively and knot them.  Repeat the process on the other side to complete the wooden handicraft.  Now hang the string of hearts wherever desired for a cheerful decoration.  A wooden handicraft like this makes a nice gift for someone special.

Need for after school activities

When children are literally up to their gills with the learning and sport
activities in school, it may seem superfluous to enroll them for after
school activities. In spite of this, after school programs are sprouting
up in large numbers and most of these are booked full. This shows that
there is a real need for after school activities.

The unavailability of parental supervision is the leading cause for the
surge in after school programs. It is seen that many children spend about
20-25 hours a week unsupervised and alone at home. And as the saying
goes, "An idle mind is a devil's workshop". Children who are left alone
to contend with too much free time invariably fall into the wrong
company. Drug abuse, alcohol, tobacco and crime come knocking at their
doors sooner rather than later. Parents enroll children to various after
school programs to keep them occupied in a productive manner. This way,
the kids are free to enjoy themselves in a supervised activity.

Crime is considered to be at its peak during the after school hours,
between 3- 4 p.m. During such a time, children need protection. Getting
the children together under one roof and encouraging them to participate
in a group activity is protection enough. It diverts the children from
ennui too.

Obesity is a matter of growing concern in this country. It is noticed
that more and more children are becoming couch potatoes. After school,
many of them relax on the sofa with packets of chips, cool drinks or
chocolates while they watch T.V. 30 % of the kids below the age of 19 are
considered overweight, and about 15% of these are obese. An after school
program ensures that the child shakes off his lethargy and keeps himself
busy. This also helps to reduce the child's fascination for T.V and
computer games.

After school activities that promote social awareness develop the
individual's sense of social responsibility. It is seen that these sorts
of programs not only keep kids out of trouble, but also help to produce
responsible citizens. To that extent, they are valuable building blocks
in a child's personality.

Times are changing and parents want their children to excel in academics
as well as in other activities. This may be a reflection of the parent's
unfulfilled desire to excel - a remnant from his own childhood. Whatever
the reason, parents today encourage their children to enroll themselves
in various programs and develop the various facets of their
individuality. Children too seem to be comfortable learning many things
at the same time, and gain satisfaction from this.

Bluetooth Operation

The networking standards of Bluetooth will transmit
data via low power radio frequency.  Bluetooth
communicates on a 2.45 GHz frequency.  This very
band of frequency has been set aside by international
agreement for the use of industrial and medical
devices.

Many devices that you already known and use take
advantage of this frequency band.  Garage door
openers, baby monitors, and the next generation of
mobile phones all use this frequency within the ISM
band.  Ensuring that Bluetooth and the other
devices don't interfere with each other is a crucial
part of the design process.

One of the ways Bluetooth will avoid interfering
with other electronic devices is by sending out
weak signals of around 1 mw.  In comparison, even
the most powerful of cell phones can transmit a
signal of 3 watts.

The low power signals will limit the range of a
Bluetooth device to around 32 feet, which cut the
chances of interference between your computer and
other electronic devices.  Even though it has low
power, Bluetooth doesn't require a line of sight
between the communicating devices.  The walls in
your home won't stop the signal, making it great
for rooms throughout the house.

Bluetooth can connect 8 devices at the same time.
With each of those devices on the same radius,
you may think they would interfere with each
other, although it's very unlikely.  Bluetooth
utilizes a technique known as low frequency
hopping, which makes it harder for more than
one device to transmit on the same frequency
at the same time.

With this technique, a device will use 79
individual, randomly chosen frequencies within
a designated range, which change from one another
on a regular basis.

In the case of Bluetooth, the transmitters will
change frequency 1,600 times or more every
second, meaning that more devices can make full
use of the radio spectrum.  Since every
transmitter of Bluetooth will use spread spectrum
automatically, it's very unlikely that two
transmitters will be on the same frequency at the
exact same time.

When the Bluetooth devices come within close range
of each other, an electronic conversation will
occur to determine whether or not they have
data to share or whether one needs to take total
control.  The user doesn't have any buttons to
press or commands to give - as the conversation
will occur automatically.

Once the conversation has occured, the devices
will form a network.  Bluetooth devices will
create a PAN (Personal Area Network) or piconet
that may fill a room.  Once the piconet has been
established, the devices will randomly hop in
frequencies.

Buying A Cruising Yacht

Everyone out there likes the idea of a shiny new
boat.  While buying a new yacht is an accomplishment
in itself, you shouldn't spend over your budget then
be unable to take it anywhere.  When you buy a
yacht, always look at what comes with the boat
and decide if it's everything you want.

Types of construction

GRP
Almost all cruising yachts out there today are made
of GRP construction.  GRP material is long lasting,
strong, and easy to repair.  Osmosis is the only
real problem here, as the blisters it leaves can be
sometimes costly to repair.

Steel
Steel is always a great a idea, as it is by far the
strongest material.  There have been steel boats ran
into reefs and banks and received just a few mere
scratches.  Even though steel has many advantages,
rust is the true enemy here.  You must keep all
surfaces thoroughly painted, primed, and ready to
avoid all types of rust.

Aluminum
Although rare in the normal cruising market,
aluminum is very popular with the construction of
top quality custom built yachts.  If you are looking
for an aluminum constructed yacht, always make sure
that it wasn't constructed by an amateur yacht
builder - as this can cause major problems later on
down the road.

Wood
Even though it's the most traditional building
material, wood still has a lot to offer.  If you get
the right kind of wood, it can last just as long as
any other type of material.  The maintenence costs
are very high with wood, especially if you do your
own painting.

Ferro-cement
Concrete type boats have been around for a long
time.  A cheap method of hull construction, it was
very popular in the 70's.  If done properly, it
can be a very strong method of yacht construction.

Rigs
The most popular choices of yacht rigs include sloop,
cutter, and ketch - in that particular order.  Sloop
has the virtue of simplicity, while ketch and cutter
rigs will split the sail plan into more easily
managed areas.  A ketch rig can sail under mizzen
and headsail alone, while cutter rigs can offer a
simple twin headsail with downwind option.

Essentials versus desirables
Before you begin looking for a yacht, make a list
of what you must have then make a list of what would
be nice to have.  There are many additions and add
ons you can get for yachts, although they can get
very expensive in a hurry.

When you shop for a yacht, always plan out your
budget before you even start looking.  A nice yacht
can cost a lot of money, which is something you
may need to save up for.  Yachts are great to sail
on, especially for those who have a lot of money
to spare.